Credit Card Debt
But, if it’s too late and your already in a situation of paying ridiculous interest rates then you will need to develop a plan. The most sensible thing to do is to get rid of the credit card with the highest interest rate first. Pay the minimums on all the other cards while contributing as much as you can towards the highest interest card. Then, once the highest interest card is paid off, start battling the next highest interest card. Although this approach may take a year or two or more to resolve your debt, you need to start somewhere.